Dignified way to die at home

Re “State reaches into grave for funds,” column, Oct. 21

Steve Lopez, in this instance, failed to look at the big picture. Lopez states that the value of the Medi-Cal beneficiary’s house is excluded in determining his eligibility for assistance. Let us assume that Leonard Ratzman receives $100,000 in benefits from Medi-Cal. At the time of his death, let’s say his house is worth $300,000. Medi-Cal can get repaid and the daughter can get the balance. If the house is worth less than $100,000, Medi-Cal should write off the uncovered balance. This program provides a dignified way for Ratzman to remain in his house without imposing on his daughter for financial assistance. The money that Medi-Cal recovers is then available to loan to other qualified individuals.

Stephen Silvers

Los Angeles